TERMS AND CONDITIONS

1. INTRODUCTION

Welcome to QuickTransMate ("Company," "we," "our," "us"). These Terms and Conditions ("Terms") govern your use of our services, including but not limited to Quick Eduloan, Quick Visa, Quick Travel Insurance, Quick Accommodation, and Quick Forex (collectively, the “Services”).
By accessing or using our Services and website ("Platform"), you agree to abide by these Terms. If you do not agree, please refrain from using our Services.

2. DEFINITIONS

3. ELIGIBILITY

To use our Services, you must:

• Be at least 18 years old or of legal age in your jurisdiction.
• Provide accurate and complete information.
• Not have been previously suspended or banned from using our Services.
• Comply with all applicable laws of your country and the destination country.
• If you are acting on behalf of a minor or another person, you must have legal authority to do so.

4. USE OF SERVICES

By using our Services, you agree to:

• Use them only for lawful and intended purposes.
• Not engage in fraudulent, deceptive, or unauthorized activities.
• Not attempt to hack, interfere, or disrupt our Platform, Services, or third-party systems.
• Not engage in money laundering, financial fraud, or illegal transactions.

4.1 Restriction of Services

QuickTransMate reserves the right to:

• Restrict, suspend, or terminate user accounts for violations.
• Modify, discontinue, or update any Service without prior notice.

5. SERVICE-SPECIFIC TERMS

5.1 Quick Eduloan

• QuickTransMate facilitates education loans through third-party lenders but does not provide loans directly.
• Loan approval is subject to lender policies, credit assessments, and documentation requirements.
• We do not guarantee loan approvals and are not liable for financial losses due to rejections.

5.2 Quick Visa

• We assist with visa applications but do not influence or guarantee approvals.
• Processing times vary; QuickTransMate is not responsible for delays or denials.

5.3 Quick Travel Insurance

• We facilitate travel insurance purchases but do not underwrite or issue policies.
• Users must review policy coverage before purchase.

5.4 Quick Accommodation

• We assist in finding accommodations but do not own or manage properties.
• Users must review rental agreements before confirming bookings.
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5.5 Quick Forex

• Forex services are provided by third-party dealers and banks.
• Exchange rates fluctuate, and QuickTransMate is not responsible for currency variations.

6. PAYMENTS & FEES

• Some Services require payment of fees, disclosed before purchase.
• Payments must be made through authorized payment gateways.
• QuickTransMate does not store credit card or payment details.

7. CANCELLATIONS & REFUNDS

• Refund eligibility depends on third-party provider policies.
• QuickTransMate is not liable for refund denials.

8. COMPLIANCE WITH INDIAN LAWS

By using our Services, you agree to comply with:

• The Information Technology Act, 2000 – Governing digital transactions and cybersecurity.
• The Consumer Protection Act, 2019 – Protecting user rights.
• The Indian Contract Act, 1872 – Governing contractual obligations.
• The Foreign Exchange Management Act (FEMA), 1999 – Governing forex transactions.

9. LIMITATION OF LIABILITY

• QuickTransMate provides Services on an "as is" and "as available" basis without warranties of any kind.
• We are not responsible for:
  • Loan rejections, visa denials, or forex rate fluctuations.
  • Delays caused by third-party providers or regulatory changes.
  • Indirect, incidental, or consequential damages from using our Services.

10. INDEMNIFICATION

You agree to indemnify and hold harmless QuickTransMate from any claims, losses, or liabilities arising from:

• Your violation of these Terms.
• Misuse of our Services.
• Disputes with third-party service providers.

11. DISPUTE RESOLUTION & GOVERNING LAW

• These Terms are governed by Indian law.
• Disputes shall be subject to the exclusive jurisdiction of the courts in New Delhi, India.
• If a dispute arises, both parties agree to attempt mediation before legal action.

12. PRIVACY POLICY & DATA PROTECTION

• Our Privacy Policy governs how we collect, store, and use personal data.
• By using our Services, you consent to our data practices in compliance with Indian IT laws and global privacy standards.

13. USER REGISTRATION & ACCOUNT SECURITY

• Certain divs of the Platform may require user registration.
• Users must provide accurate registration information and update any changes.
• Each registration is for a single individual only.
• Users must not share account details or allow multiple people to use one account. Any unauthorized use must be reported immediately.

14. FORCE MAJEURE

We are not liable for delays or failures due to circumstances beyond our control, including but not limited to:

• Natural disasters, pandemics, or government actions.
• Strikes, cyber-attacks, or third-party service disruptions.

15. CHANGES TO TERMS & CONDITIONS

• QuickTransMate reserves the right to modify these Terms at any time.
• Continued use of the Services after updates constitutes acceptance of the revised Terms.

16. CONTACT INFORMATION

For any inquiries or concerns, contact us at:
Email: [Insert Contact Email]
Phone: [Insert Contact Number]
Office Address: [Insert Office Address]